Get a mortgage from
NEXA Mortgage
We offer flexible home loan solutions with competitive rates, no hidden fees, and step-by-step guidance. Discover what you can afford and how we can help.
Get Pre-ApprovedAlready working with us? Access your dashboard
Why NEXA Mortgage Loans?
Competitive rates
Strong rates, no hidden fees, and total transparency to keep you informed and up to date.
Low down payment options
We offer a variety of loan options to meet your needs and help make home ownership more affordable.
Top-rated loan officers
With a 4.9-star average ratingHelp, our loan officers provide step-by-step guidance and expertise in first-time home buying.
WORK WITH US
How to get a mortgage withNEXA Mortgage Loans
BuyAbility is the first step to get home on your budget. Get your personalized estimate and track how it changes over time.
SELLER SERVICES
We take the stress out of selling your home by providing a seamless experience from start to finish. Our team will put you in the best position to market your home and sell it for the highest possible price.
Calculate Your Buyability
Make an offer
Confirm that a home fits your budget with us and determine a fair offer price.
Apply for a mortgage
After your offer is accepted, you'll complete your full loan application.
Close on your home
Congrats, homeowner! Sign the closing paperwork and we'll finalize the sale.
Find the right mortgage with
NEXA Mortgage Loans
30-Year Fixed
Most popular
Rate: 6.375% APR: 6.560%
point cost: 1.910 ($5,252.50)
- 3% min down payment
- Lower payments due to longer term
30-Year FHA
Lower credit profiles
Rate: 6.000% APR: 6.683%
point cost: 1.658 ($4,559.50)
- 3.5% min down payment
- Looser credit/debt requirements
30-Year VA
Eligible military
Rate: 6.125% APR: 6.424%
point cost: 1.867 ($5,134.25)
- 0% down payment
- No private mortgage insurance
20-Year Fixed
Save on interest
Rate: 6.125% APR: 6.357%
point cost: 1.836 ($5,049.00)
- 5% min down payment
- Pay less interest due to shorter term
15-Year Fixed
Faster payoff
Rate: 5.500% APR: 5.794%
point cost: 1.882 ($5,175.50)
- 5% min down payment
- Pay less interest due to shorter term
Last updated: 8/6/2025
Learn more about home financing
NEXA Mortgage Loans
5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212
602-344-9333
Submit concerns or questions
through our contact form.
© NEXA Mortgage Loans, LLC
An Equal Housing Lender
NMLS ID#: 1660690
www.nmlsconsumeraccess.org
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Based on consumer performance across all individuals who completed the pre-qualification process. Current as of: 7/10/2025